Faith in the merits of Christ; not faith in our own merits.
“What does Scripture say? ‘Abraham believed God, and it was credited to him as righteousness.’ Now to the one who works, wages are not credited as a gift but as an obligation. However, to the one who does not work but trusts God who justifies the ungodly, their faith is credited as righteousness.
Against all hope, Abraham in hope believed. He was fully persuaded that God had power to do what He had promised. This was credited to him as righteousness. The words ‘it was credited to him’ were written not for him alone, but also for us, to whom God will credit righteousness—for us who believe in Him who raised Jesus our Lord from the dead. He (JESUS) was delivered over to death for our sins and was raised to life for our justification.”
Romans 4:3-5, 18, 21-25
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